Terms & Conditions

By using the AngelAisle Finance platform you accept these Terms.

1. Eligibility

You must be 18+ years old, an Indian resident, and provide accurate information.

2. Nature of services

AngelAisle Finance is a digital channel partner. The actual loan is offered and disbursed by our regulated lending partner. AngelAisle Finance does not itself lend money.

3. ₹249 Credit Score Report Access Fee

A one-time, non-refundable fee of ₹249 is charged before you may submit a loan application. The fee covers credit-bureau access and pre-check. It does not guarantee approval. Refunds for duplicate or failed payments are governed by our Refund & Cancellation Policy.

4. Accuracy of information

You are responsible for the accuracy and completeness of the information you submit. False information may result in rejection, recovery action and reporting to authorities.

5. Fees, interest and charges

All fees, interest rates and penalties applicable to your loan are disclosed in the Key Fact Statement and the Loan Agreement before disbursal.

6. Repayment

The Small Personal Loan is repaid as a single bullet payment of principal + flat interest on the due date (day 7 from disbursement). There is no EMI schedule and no recurring mandate. Late or failed repayment attracts penal charges and overdue interest as disclosed in your Key Fact Statement.

7. Limitation of liability

AngelAisle Finance is not liable for any indirect, incidental or consequential losses arising from use of the platform, to the extent permitted by law.

8. Governing law

These terms are governed by the laws of India. Disputes are subject to the courts of Mumbai.