Privacy Policy

This Privacy Policy explains how AngelAisle Finance (“we”, “us”, “our”) collects, uses and protects your personal information.

1. Information we collect

• Identity & contact: name, email, mobile, address, PAN, date of birth.
• Financial: income, employment, bank statements, credit bureau report.
• Device & usage: IP, device id, browser, interaction logs.
• KYC documents you upload as part of an application.

2. How we use your information

• To assess credit eligibility and process your loan application.
• To verify identity, bank account, UPI ID and prevent fraud.
• To service your loan: EMIs, reminders, statements and grievances.
• To comply with applicable laws including KYC/AML and tax.

3. Sharing

We share data only with: (a) our regulated lending partner; (b) credit bureaus with your consent; (c) verification API providers under contract; (d) regulators and law-enforcement when required.

4. Consent

We pull your credit report and access your bank statement only with your explicit, separate consent recorded with timestamp, IP and device.

5. Security

All sensitive data is encrypted at rest and in transit. We follow industry-standard controls including role-based access, audit logs and periodic security reviews.

6. Retention

We retain personal data for as long as required to service your loan and to comply with applicable record-retention laws.

7. Your rights

You can request access, correction or deletion of your personal data by writing to our team, subject to our regulatory record-keeping obligations.

8. Updates

We may update this policy. Material changes will be notified via email or in-app.